Perspectives on Evaluation in Financial Education: Landscape, Issues, and Studies

Autor/inn/en	Walstad, William; Urban, Carly; Asarta, Carlos J.; Breitbach, Elizabeth; Bosshardt, William; Heath, Julie; O'Neill, Barbara; Wagner, Jamie; Xiao, Jing Jian
Titel	Perspectives on Evaluation in Financial Education: Landscape, Issues, and Studies
Quelle	In: Journal of Economic Education, 48 (2017) 2, S.93-112 (20 Seiten)Infoseite zur Zeitschrift PDF als Volltext Verfügbarkeit
Sprache	englisch
Dokumenttyp	gedruckt; online; Zeitschriftenaufsatz
ISSN	0022-0485
DOI	10.1080/00220485.2017.1285738
Schlagwörter	Money Management; Consumer Education; Program Effectiveness; Program Evaluation; Student Financial Aid; Housing; Ownership; Retirement; Planning; Age Groups; Children; Youth; Young Adults; College Students; Military Personnel; Low Income Groups; Counseling + Suchen Sie Ihr Suchwort? Konsumerziehung; Programme evaluation; Programmevaluation; Finanzielle Beihilfe; Studienfinanzierung; Studienförderung; Unterkunft; Eigentum; Pensionierung; Ablaufplanung; Planungsprozess; Age grop; Altersgruppe; Child; Kind; Kinder; Jugend; Jugendlicher; Jugendalter; Young adult; Junger Erwachsener; Collegestudent; Counselling; Beratung
Abstract	This review discusses the heterogeneity in the effectiveness of financial education programs that occurs because of the unique conditions for programs and methods to evaluate them. The authors define six groups served by financial education: children, youth, college students and young adults, working adults, military personnel, and low-income consumers. They then discuss research and evaluation literature for each group with a critical eye on program purpose, content, and evaluation. They also present findings affecting multiple groups on four issues: student loans, homeownership, retirement planning, and financial advising. The accumulated evidence on the effectiveness of financial education is positive, although the results are nuanced and sometimes limited. The authors argue that understanding this broad landscape in studying financial education is critical for future research and evaluation. (As Provided).
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Erfasst von	ERIC (Education Resources Information Center), Washington, DC
Update	2020/1/01